Advanced Payment Systems is the “one stop shop” for all your electronic payment processing needs. APS has been serving the collection attorneys and agencies for over 10 years. We have relationships with reliable acquiring banks and we are committed to the industry and won’t drop merchant accounts just because the primary business is debt collection. We offer continuity as your payment processing partner and one less thing for you to worry about.
We make it easy for you to accept all types of payments - credit cards, debit cards, checks, ACH transactions, remote check deposit, NSF check recovery and even HSA cards – and can process one-time or recurring payments. APS is fully linked with over a dozen collection software platforms and can be integrated with most management or receivables software programs. Or, your staff can process payments through our robust, easy to navigate Virtual Terminal, which has more features, options and enhancements than any other platform available today. Plus, processing is in real time so declines or other problems can be handled immediately.
APS has the lowest rates in the industry. We do a thorough analysis of your payment processing history and offer a custom solution and pricing based on your needs and actual transaction mix. We don’t add any surprise charges for non-conforming transactions because we already know what to expect from your payment processing and have included it in your rate.
APS agents are familiar with industry operational and compliance needs, and many are FDCPA certified. We provide excellent customer service. Just make one phone call for all issues, whether you have a statement problem, a charge back or a technical issue with the portal. Plus, we’re available after hours and on Saturdays.
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